Explore Comprehensive Business Protection
Why Choose a Business Owners Policy (BOP)?
Discover how a Business Owners Policy can safeguard your business with tailored coverage options designed to meet your unique needs.
Tailored Coverage
Customize your policy to fit the specific requirements of your business.
Simplified Claims
Experience a streamlined process with a single insurer handling your claims.
Who Should Consider a BOP?
Retail Stores
Protect your inventory and premises from unexpected events.
Restaurants
Safeguard your dining establishment with comprehensive coverage.
Offices
Ensure your office space and assets are well-protected.
Benefits of a BOP
Convenience
Manage multiple coverages under one easy-to-handle policy.
Cost-Effectiveness
Save money by bundling essential coverages into a single policy.
Tailored Coverage
Adapt your policy to meet the specific needs of your business operations.
Coverages Included in a BOP
Property Coverage
Our Business Owner’s Policy (BOP) includes comprehensive property coverage to protect your business assets. This coverage safeguards your buildings and business personal property against a range of risks, ensuring your operations remain secure.
Liability Coverage
Liability coverage under a BOP protects your business from various claims, including bodily injury and property damage. It also includes product liability and professional liability, providing a robust shield against potential legal issues.
Business Interruption Insurance
In the event of unforeseen disruptions, our business interruption insurance provides financial support to help your business recover quickly. This coverage ensures continuity by covering lost income and operational expenses.
Additional Coverages
Enhance your BOP with additional coverages like equipment breakdown, employee dishonesty, and inland marine coverage. These options offer extra protection tailored to your specific business needs.
Property Coverage Details
Building Protection
Business Personal Property
Inventory Coverage
Equipment Protection
Furniture and Fixtures
Natural Disaster Coverage
Theft and Vandalism Protection
Fire Damage Coverage
Water Damage Coverage
Comprehensive Asset Protection
Flexible Coverage Options
Customizable Policies
Secure Your Business Assets
Peace of Mind
Reliable Protection
Building Protection
Business Personal Property
Inventory Coverage
Equipment Protection
Furniture and Fixtures
Natural Disaster Coverage
Theft and Vandalism Protection
Fire Damage Coverage
Water Damage Coverage
Comprehensive Asset Protection
Flexible Coverage Options
Customizable Policies
Secure Your Business Assets
Peace of Mind
Reliable Protection
Liability Coverage Overview
General Liability
General liability coverage protects your business from claims involving bodily injury and property damage to third parties. This essential coverage is a cornerstone of any comprehensive business insurance plan.
Product Liability
Product liability coverage safeguards your business against claims related to injuries or damages caused by your products. This protection is crucial for businesses involved in manufacturing or retail.
Professional Liability
Professional liability, also known as errors and omissions insurance, covers claims of negligence or mistakes in your professional services. This coverage is vital for service-based businesses.
Additional Coverages
Explore More Protection Options
Equipment Breakdown Coverage
Safeguard your business from unexpected equipment failures that could halt operations and incur costly repairs.
Employee Dishonesty Coverage
Protect your business against financial losses resulting from fraudulent acts committed by employees.
Inland Marine Coverage
Ensure your business property is covered while in transit or stored off-site, providing peace of mind during transportation.
Cyber Liability Coverage
Defend your business against data breaches and cyber threats, ensuring your digital assets are secure.
Flood Insurance
Shield your business from the financial impact of flood-related damages, safeguarding your assets and operations.
Commercial Auto Insurance
Cover vehicles used for business purposes, protecting against accidents, theft, and liability claims.
Umbrella Insurance
Extend your liability coverage beyond standard limits, providing additional protection for unforeseen incidents.
Workers' Compensation Insurance
Provide essential coverage for employees’ medical expenses and lost wages due to work-related injuries.