"Set Sail with Confidence – Expert Coverage for Yachts, Mega Yachts, and Boats. Relax, Cruise, Fish – We've Got the Insurance Covered!"

Coverage for a Wide Range of Vessels

We offer policies for a variety of boats, including:

Bass boat

Cruisers

Fishing Boats

Fishing Boats

Runabouts

Sailboats

Catamarans

Utility Boats

Whether you own a fishing boat for weekend adventures or a luxurious yacht, we’ve got you covered.

Most homeowners and renters insurance provide only limited coverage —typically around $1,000 or 10% of the home’s insured value — for small boats like canoes and low-powered vessels. Liability protection is often excluded but can be added as an endorsement.

For larger, faster boats like yachts and personal watercraft (jet skis, wave runners), a dedicated boat insurance policy is essential. The cost of coverage depends on the vessel’s size, type, value, and the waters in which it is used.

Typical policies start with liability limits of $15,000, with options to increase up to $300,000 or more. Additional coverage is available for trailers, accessories, and specialized equipment like fishing gear.

Comprehensive Protection for Your Vessel

Our policies cover physical loss or damage, including the hull, machinery, fittings, furnishings, and permanently attached equipment. We offer two types of coverage:

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